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DECEMBER 15, 18--

Dick has failed toborrowed of

me twenty thousand more! Is he a villain, and did he know all the ti myself? I cannot think so when I remember that look

on his face as he told me about it and swore to me solemnly that up to

the very last he fully expected relief froht he

had a fortune

"If I live I will pay you some time," he said; but that does not help me

now I am a ruined man Elmwood must be sold, and I must work to earn my

daily bread For myself I would not mind it much, and Fan, who,

woman-like, saw it in the distance and warned me of it, behaves nobly;

but it falls hard on Daisy

Poor Daisy! She never said a hen I told her the exact truth, but

she went to bed and cried for one whole day I alad I settled that

ten thousand on her ere married No one can touch that, and I