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Nell glanced at Mrs Lorton, who s a point of etiquette

"If Mr Vernon has really been so kind as to offer to lend you a horse,

it would be ungrateful and churlish to refuse, Eleanor," she said

"That's all right," said Dick "Though you ht say 'Thank you,' Nell

But, there; you'll never learn

years, learn to ride Did you see that yacht, sir?" he asked, turning to

Drake

Drake nodded carelessly

"A spanker, wasn't she?" continued Dick "Now, that's what I call a

yacht And hadn't she so up

the hill Talk about stylish togs!"

"No one talks of 'stylish togs' but savages in the wilds of London, and

vulgar boys," rearded her wistfully, and raised the last piece of the crust of

his slice of bread and butter to throw at her, then refrained, with a

reluctant sigh

"I never saw anything like it out of a fashion plate You ought to have

been there, mamma," he put in, parenthetically "You'd have appreciated

the They