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Important: No part of this manuscript to be

reproduced without the author’s express permission!

FIRST EDITION (UK)

(FIRST DRAFT)

P A R T O N E

Chapter one Finance is very

ENDWICH BANK

Fulham Branch

3 Fulham Road

London SW6 9JH

Ms Rebecca Bloomwood

Flat 2

4 Burney Rd

London SW6 8FD

12 September 2000

Dear Ms Bloomwood:

Further to h examination of your account Your current overdraft limit vastly exceeds the bank’s approved ratios I cannot see any need for this excessive level of debt, nor that any genuine attempts have been race