Page 8 (1/2)

And what’s ninety quid, really? In the greater sche these questions," says Derek Smeath, "is that I feel I should warn you The bank is restructuring somewhat, and my successor, John Gavin, may not have quite the same relaxed approach which I have taken toward your account I’m not sure you’re aware quite how lenient I have been with you"

"Really?" I say, not really listening

II’d easily spend ninety quid on cigarettes without even thinking about it, wouldn’t I?

In fact, think of all the h to afford one little pair of shoes

"He’s a very capable orous Not particularly known for his flexibility"

"Right," I say, nodding absently

"I would certainly recommend that you address your overdraft without delay" He takes a sip of coffee "And tellout a pension?"

"Erm… I went to visit that independent adviser you recomly, I dragmy options," I say, and put onworse than rushing into the wrong invest as important as a pension"

"Very true," says Derek S, will you? Your money won’t save itself"

"I know!" I say and take a sip of cappuccino

Now I feel a bit uncoht Maybe I should put £90 into a pension fund instead of buying another pair of shoes

But on the other hand -- what good is a pension fund of £90? I e, is it? Ninety measly quid And by the time I’